银行业空间演化与企业信贷

银行业空间演化与企业信贷

姚晓明, 朱晟君

The Spatial Evolution of Banking Industry and Firm Credit

Xiaoming Yao, Shengjun Zhu

表4 含有交叉项的回归结果

Table 4 Regression results with intersection

	模型(1)	模型(2)	模型(3)
OD	0.00119***	-0.00120***	0.01325***
FD	-0.0200***	0.627***	-3.27***
OD $\times$ LIB		0.00271***
FD $\times$ LIB		-0.674***
OD $\times$ DPT			-0.0012***
FD $\times$ DPT			0.340***
LIB		3.913***
DPT			-2.6123***
size	0.142***	0.143***	0.144***
age	0.00280***	0.00274***	0.00538***
SOE	0.261***	0.254***	0.138***
CPOE	0.563***	0.561***	0.371***
FE	0.0182	0.0161	0.0271
exp	0.0936***	0.0943***	0.2062***
ind	0.0410***	0.0408***	0.1085***
region	Included	Included	Included
industry	Included	Included	Included
常数	-0.253***	-4.004***	24.47***
N	268821	268806	265151
log L	-132553.5	-132450.7	-124428.25
LR chi²	21465.7	21661.2	35365.1